Terms of Service

Placeholder version — Effective date: pending counsel sign-off.

1. Definitions

"Health is Wealth, Literally.™"

"Health is Wealth, Literally.™" is BLOOMIYA's registered trademark and brand tagline. In this tagline, "Wealth" refers to the wealth of health, wellbeing, and human flourishing that verified healthy behavior creates. It does NOT refer to monetary wealth, financial assets, currency, or any tradeable instrument.

SubCoin

SubCoin is BLOOMIYA's proprietary rewards program point. SubCoin is not currently a currency, security, or cryptocurrency. SubCoin is earned exclusively by completing verified health behaviors and may only be redeemed within the BLOOMIYA app for goods and services from BLOOMIYA's partner catalog. SubCoin has no cash value, cannot be transferred to third parties, and cannot be exchanged for currency.

BLOOMIYA's long-term vision includes on-chain settlement of SubCoin rewards, launching in each jurisdiction as regulatory approvals land. Any expansion of SubCoin functionality that would create convertibility outside the closed-loop rewards program will be subject to regulatory approval in each jurisdiction.

2. Rewards Program

The SubCoin rewards program is a closed-loop points program subject to the following standard terms:

SubCoin balances have no cash value and cannot be exchanged for currency.
Redemption catalog is subject to availability; BLOOMIYA may modify or discontinue catalog items at any time.
SubCoin cannot be gifted, transferred, sold, or assigned to another BLOOMIYA account or third party.
SubCoin is non-refundable.
BLOOMIYA reserves the right to modify earning rates, redemption values, expiration policies, and program terms with reasonable notice.

3. Eligibility & Geographic Availability

The BLOOMIYA app is currently available in the United States, Canada, United Kingdom, Australia, and New Zealand. Availability in other jurisdictions is subject to regulatory review.

4. Not a Security, Currency, or Investment

SubCoin is a rewards program point and is not a security under the U.S. Securities Act of 1933 or corresponding legislation in other jurisdictions. SubCoin is not a currency, virtual currency, or cryptocurrency. Participation in the SubCoin rewards program is not an investment. BLOOMIYA makes no representation that SubCoin will appreciate in value or provide financial returns.

5. Future On-Chain Settlement

BLOOMIYA's long-term product roadmap includes on-chain settlement of the SubCoin rewards program. Any such feature will launch only where and when regulatory approval is obtained in each applicable jurisdiction. On-chain features are not currently available in the app, and no representation is made as to timing or scope of any future release.

6. Contact

For questions about these Terms, email hello@bloomiya.ai.